Privacy Policy

Privacy Policy

Introduction

At https://college-station-tx-commercial-mortgage.texasbizloans.com (the ‘Website’ or ‘we’), we are committed to protecting your privacy and securing your data. This comprehensive Privacy Policy explains our practices regarding the collection, storage, access, and processing of personal information in adherence to various global privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CPPA) and its updated version, the CPRA
  • Colorado’s Consumer Privacy Act (CPA)
  • Utah’s User Choice and Control Act (UCPA)
  • Connecticut’s Consumer Data Protection Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our Website, including applications, services, and products offered through the platform. However, please note that it does not extend to third-party platforms, applications, or services accessed via links on our Website, as they have their separate privacy policies.

Processing Activities

Our Privacy Policy governs interactions when:

  1. You use our applications and services as an authorized user.
  2. You visit pages linked to this Privacy Statement on our Website.
  3. You receive communications from us, including newsletters, emails, calls, or texts/SMS messages.

Collection of Personal Data

We collect a range of personal information, categorized as:

  1. Account Information: Details related to your account creation and management.
  2. Payment Information: Transaction details for processing payments.
  3. Financial Information: Data associated with your financial activities on our platform.
  4. Purchase Information: Records of products or services you have purchased from us.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device when using our applications.
  6. Location Data: Information about your physical location when using certain features of our Website or applications.
  7. Feedback: Responses and reviews provided by users to enhance our services.
  8. Social Media Information: Details obtained from social media platforms when you interact with our content.
  9. Product Information: Preferences, interactions, and inquiries related to our products.

We collect this data through direct user input, system logs, and automated technologies. Additionally, third parties may share personal information with us, governed by their respective privacy policies.

Cookies

We utilize cookies to enhance your experience on our Website and for analytical purposes. Cookies are categorized as:

  1. Strictly Necessary: Essential for navigating our Website and ensuring basic functionalities.
  2. Preference: Remembering user preferences and settings.
  3. Analytics: Collecting data about your interaction with our Website, providing insights for improvement.

Users can manage non-essential cookies through our Cookie Manager.

Retention and Deletion

We retain personal data as required by law or for the specific purposes it was collected. Once these purposes are fulfilled, we securely delete or anonymize the data to ensure privacy.

Security Measures

We employ robust organizational safeguards and security practices to protect your personal information. These include encrypted communication channels and engagement with secure third-party processors.

Children’s Privacy

Our services are not intentionally designed for children under 18 years of age, and we do not knowingly collect personal data from them.

Your Rights

Depending on your jurisdiction, you have certain rights regarding your personal data:

  1. Access, rectification, or erasure of your data.
  2. Restricting the processing of your data.
  3. Porting your data to another service provider.
  4. Objecting to the processing of your data based on legitimate interests.
  5. Withdrawing consent for specific data processing activities.

Contact Us

If you have any questions, concerns, or requests regarding your privacy, please contact us at [Privacy Policy Contact Email].

We regularly review and update our Privacy Policy to ensure it remains in line with legal requirements and best practices. Your continued use of our Website constitutes your acceptance of this policy.